The Write-Off Everyone Talks About. The Math Nobody Runs.
Everyone in your office knows about the 6,000-pound write-off. Almost nobody has seen what it actually nets out to — after imputed income, depreciation recapture, and what happens when you sell it. For $299, we model it. Before you sign anything.
For S Corp owners · One flat fee · Delivered before you commit
“Just buy it through the business — it's a write-off.”
That's the advice at every closing dinner. And sometimes it's right. But a big first-year deduction isn't the whole story.
Once the vehicle is titled to your S Corp, your personal use of it becomes taxable income to you. When you sell it, depreciation recapture claws part of that deduction back. And a dollar deducted today isn't worth the same as a dollar of tax paid when you eventually sell — whether that's three years out or ten. The model runs on however long you plan to keep the vehicle.
The same vehicle, four ways
Buy through the S Corp — bonus depreciation
The full first-year deduction for qualifying vehicles over 6,000 lbs GVWR — weighed against the imputed income you'll pick up for personal use, and the recapture tax when you sell.
Buy through the S Corp — MACRS
The deduction spread over five years at IRS rates. Smaller headlines, different timing — and timing is money.
Buy personally — accountable plan
Your S Corp reimburses your business miles tax-free. No imputed income. No recapture. The quiet option that wins more often than it should.
Lease through the business
Lease deductions against personal-use inclusion — and what happens when there's nothing to sell at the end.
Five things nobody mentions at the closing table
- Imputed income. Personal use of a company vehicle is taxable compensation — the IRS's annual lease value tables make sure of it.
- Depreciation recapture. That Year 1 deduction gets partially paid back when you sell.
- Business-use percentage. Your actual mileage split drives everything — 50% business use is a very different answer than 90%.
- Operating costs. Fuel, insurance, maintenance — deductible in some scenarios, not in others.
- Time value of money. We discount every year's tax impact to present value, because a deduction today and a tax bill when you sell aren't trading at par.
A recommendation, with the math to back it
A clear written recommendation — which option wins for your specific vehicle, price, mileage split, tax bracket, and holding period — supported by the complete scenario detail.
You see the assumptions and the numbers, not just a bottom line. If the vehicle or the price changes, you'll see how the answer moves.
Four steps, one clear answer
Purchase the analysis
$299, one flat fee. No credit program, no strings — just the answer.
Tell us about the purchase
Vehicle price, expected business and personal miles, how long you'll keep it, financing or lease terms.
We run all four scenarios
Modeled with your tax bracket and your actual numbers — not the generic example from the sales floor.
Decide with the math in hand
Recommendation delivered before you sign.
Built for S Corp owners
The analysis compares business ownership against personal ownership with an accountable plan — which means it requires an S Corp on the other side of the equation.
Frequently asked questions
Does the $299 credit toward S Corp Management?
Do I need to be an S Corp Management client?
What if I already bought the vehicle?
Does this only apply to vehicles over 6,000 lbs?
The write-off starts the conversation. The math makes the decision.
$299. Four scenarios. One clear answer — before you sign anything.
Start My Analysis — $299